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Some fraud crimes, however, are always mandatory felonies. However, when you click on the link, you download a virus that captures personal information or loads a form that asks for bank account or credit card details. That means the standard form of attack would be to steal your card number at a shady corner store or restaurant, then delay for an arbitrary amount of time – you don’t want it to be too obvious which shady store stole the number, since they probably stole a bunch all at the same time. Unless you’re at a restaurant, and the server takes your card into a back room for “processing.” But you wouldn’t ever let them do that, right? I’m guessing that, officially or unofficially, if it was proven that a real forged card was used – as opposed to the vendor just not checking the signature carefully enough – that the bank would take on some of the loss. How do they copy that, huh? Of course, someone who clones your card’s magstripe can still copy and use it in a magstripe reader, so you’re still susceptible to fraud. Someone somewhere (in government, perhaps?) came up with a neat solution: we’ll change the liability rules. The group also had financial dealings with Ganesh Dey, the confidential assistant of the finance minister of the erstwhile Left Front government, who was later expelled. As per the initial SIT reports, Saradha Group had mobilised ₹2,459.59 crore (US$290 million) through issuance of its policies. In fact, the group is launching a new webpage to better allow the public to see the cases it’s involved with, she said. This a rticle was  done by G SA C᠎on te​nt Generator DEMO!

U.S. has had a long and fraught history, with each new arriving group encountering hostility from the folks already there. As far as I know, there are no simple, reliable machines that can do this in a store setting without arousing suspicion. Your reports can help limit scammers’ success in the future. Those estimates may rise further, as reports of “sophisticated” fraudulent activity surged during the first two weeks of May, and especially over the last few days, state officials said. MadHive’s platform is currently integrated with two station groups including Tegna’s Premion, which has more than 125 premium OTT networks. That might tell a bank’s auto-fraud-detection algorithms to relax more than they should, which is probably the real story here. Yes, it’s a real security hole caused by specification bugs; that attack simply shouldn’t be possible to do. But from my reading of the EMV specification (the spec is available for free online, by the way; google it), the particular modes that make this attack possible are optional. The third reason this attack is rather boring is that it exploits an optional feature of the EMV specification. Someday the magstripe “feature” will be safely turned off entirely. That’s hard enough to do, but it’s doubly hard for another reason: the owner will probably notice and immediately call their bank to cancel it. That’s not so hard to do, if you’re an excellent programmer. This content has ​been written　᠎wi th GSA C​on᠎tent　G᠎ener at​or D emoversion.

In this latter scenario, employees are compromised in order to bypass security perimeters, distribute malware inside a closed environment, or gain privileged access to secured data. Corporate devices: Employers may have the right to clone mobile devices that are company property, especially if the phones are given to employees for work purposes. We may use your information to make our websites better. Collect more information during checkout: Requiring customers to provide more information at checkout will help you better verify their legitimacy. Filter Unknown Senders. If the sender is not in your contact list and you’ve never spoken to him, the system will detect it. Moreover, the bank will store a “PIN Verified” flag that supposedly means the transaction is known to be much safer than an unverified (eg. Moreover, boilerplate in the filing twice referred to the acquirer as “TPG Capital” – suggesting that it had cribbed the language. On Nov. 13, 2020, Kenneth Crawford Jr. was convicted at trial and sentenced to 78 months in prison for conspiring to defraud the United States, filing false claims, and obstructing the internal revenue laws. States, for instance, all offer merit-based scholarships for in-state students as a way to make sure that the talent stays at home, and businesses offer merit-based scholarships partly to foster a strong relationship with incoming talent.

Plus, a store can make their own decisions about how careful they want to be. Banks just don’t want to, because in some situations, those modes let you do a transaction (ie. And yes, because of that attack, a physically stolen card can be used on a hacked card reader without knowing the PIN, so banks should worry about fraud. So how do you make it worthwhile for banks to start issuing chip cards – since magstripe fraud isn’t their problem – and for stores to upgrade to chip readers? So even if you come up with a clever way of stealing cards in large quantities, it’ll be a lot easier for the police to track down the theft just by using statistics. Many have segments where a reporter tracks down a con artist and demands answers, and con artists hate the spotlight. In rare cases, oversight can come in the form of audits by insurance companies suspicious of fishy-looking billing patterns (and in extreme cases, in patient complaints to local dental societies or malpractice suits), but on the whole, few dentists have anybody evaluating their work on a consistent basis. But anyway, that form of fraud is soon to disappear: your credit card still has a magstripe, but it’s only for backwards compatibility with old magstripe-only readers. If I understand correctly – and maybe I don’t, as I didn’t read the exact form of the attack too carefully – the main point of confusion is that PINs can be verified either online (by the bank) or offline (by the card), and which one we use is determined by a negotiation between the card, the reader, and the bank.

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Instead, in 1879, at the age of 22, Betty launched what would become her trademark scam. The SEC’s Office of Investor Education and Advocacy recently launched a sample ICO website. When investors are offered and sold securities, whether through traditional channels or through an ICO on a sales-oriented website, state and federal securities laws apply. I encourage investors to read NASAA’s release here and to report potential fraud to the SEC or to your state or provincial securities regulator. Read on to learn about the future of auto transport. The enforcement actions being announced by NASAA should be a strong warning to would-be fraudsters in this space that many sets of eyes are watching, and that regulators are coordinating on an international level to take strong actions to deter and stop fraud. I know NASAA shares this view. I encourage investors to visit and view the materials here to help you tell a real investment opportunity from a scam. In addition to the materials cited above, the SEC maintains a list of relevant statements, investor alerts and bulletins, announcements of enforcement actions, and other helpful materials here. Investors should also remember that although the SEC and other federal, state, and provincial regulators are committed to protecting investors in these markets, there is a real risk that enforcement efforts may not make investors whole who have lost their investments to fraud. These state and provincial regulators play a critical role in protecting Main Street investors. In the spring of 1902 a woman calling herself Cassie L. Chadwick-there was never any mention as to what the L stood for-took a train from Cleveland to New York City and a hansom cab to the Holland House, a hotel at the corner of 30th Street and Fifth Avenue internationally renowned for its gilded banquet room and $350,000 wine cellar.

While Alice thought her sister was seeking a job at a factory or shop, Betty was roaming the house, taking stock of everything from chairs to cutlery to paintings. The main perpetrator of the scam was a stock and money market broker Harshad Mehta. Do you really want a list of scams that made it to the stock exchange? Also, I previously suggested a list of sample questions for investors considering a cryptocurrency or ICO investment opportunity here. I applaud our fellow regulators in the United States and Canada who are coordinating and participating in efforts to police fraud in the Initial Coin Offering (ICO) markets. But it does illustrate the common “red flags” of fraud in the ICO markets and how little work it takes to engage in such a fraud. In the United States, we have built a $19 trillion dollar economy by facilitating investments in our public and private capital markets through our disclosure-based approach to regulation. These laws have applied to our securities markets for over 80 years. She handed over the envelope, which contained a pair of promissory notes, for $250,000 and $500,000, signed by Carnegie himself, and securities valued at a total of $5 million. The system reportedly monitors for uploads of known copyrighted files over peer-to-peer (P2P) file sharing software, and tracks those files based on IP address. Sometimes, Alice noticed her practicing family members’ signatures, scrawling the names over and over again. Cassie Chadwick was just one of many names she went by. Mugshots as Lydia DeVere (left) and Cassie Chadwick. At the age of 13 Betty devised her first scheme, writing a letter saying an uncle had died and left her a small sum of money. She saved up for expensive letterhead and, using the fictitious name and address of a London, Ontario, attorney, notified herself that a philanthropist had died and left her an inheritance of $15,000.

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The housekeeper was puzzled, and said no one by that name had ever worked for the Carnegie family. Cassie gave the driver an address: 2 East 91st Street, at Fifth Avenue, and kept up a cheery patter until they arrived there-at a four-story mansion belonging to steel magnate Andrew Carnegie. But she had never met Andrew Carnegie. Please, Cassie said, raising a gloved finger to her lips, he mustn’t disclose her secret to anyone: She was Andrew Carnegie’s illegitimate daughter. Cassie protested: Was she absolutely certain? Cassie thanked her profusely, complimented the spotlessness of the front parlor, and let herself out, slipping a large brown envelope out of her coat as she turned back to the street. Ascarelli, Silvia. “Deutsche Telekom gets off to fast start; Europe’s biggest IPO makes investors 19% in an hour in Frankfurt.” Wall Street Journal. While one part of a hosts responsibility is to keep cybercriminals away, the second part is to react quickly to abuse that gets past preventive measures. While it takes effort to keep cybercriminals away from your network, it takes even more effort to deal with the effects when you ignore abuse and abusers then flock to your network. While many companies offer hosting with monthly billing, you might want to require foreign customers, especially customers from countries with high rates of online fraud and abuse, to sign up and pay for at least 6-months of service. A customer service number in the phishing email, which has an area code from South Carolina, doesn’t answer when they try to call. You can always look up the organization and initiate a call yourself if you’re worried there may actually be an issue. ​Da​ta was cre​ated with the help of GSA Content G᠎enerat or D emoversion!

Certainly there are improvements that can be made to our regulatory system. In fact, she was on her way to her father’s house-would Mr. Dillon be so kind as to escort her there? As she climbed into the carriage, Dillon apologized for what he was about to ask: Who was her father, exactly? The butler opened the door to find a refined, well-dressed lady who politely asked to speak to the head housekeeper. To avoid this situation, you must find a good balance between abuse prevention and abuse handling. Criminals want to test how good or bad your abuse handling is. Simply state in your AUP/ToS that you reserve the right to null route the customer’s IP address if you get credible abuse reports (e.g. botnet hosting, spammer sites, malware DNS etc). Hosts should null-route a customer’s IP address upon a credible report of spam, malware hosting, or botnet activity until they can contact the customer and find out what happened. Payment card fraud losses reached $28.65 billion worldwide in 2019, according to the most recent Nilson Report data. Why would a young woman have a card announcing she was an heiress if it weren’t true? Why Might You Not Be Accepted?

However, bank account information obtained by scammers is sometimes sold in bulk to other fraudsters who wait a few months for the victim to repair the damage caused by the initial scam before raiding any accounts that the victim did not close. Then they tell you that you will use your bank accounts to manage financial transactions until you are no longer in training. If you gave the fraudster your bank account number or routing number, contact your bank or credit union immediately. The credit reporting company you contact will automatically report the fraud alert to the other credit reporting companies. You may also want to contact one of the three national credit reporting companies (below) and ask that it place a fraud alert on your credit file. You will have to contact each credit reporting company to place a freeze. If you suspect that your personal financial information has been compromised, contact your financial institution and local law enforcement officials. Always interact with customer support through official channels, and if you suspect someone is misrepresenting their identity, use people search tools to verify who you’re dealing with. It’s always advisable to go with your gut – even if it may affect your position in Airbnb search results; it’s better than being burgled by last-minute guests! Cryptocurrency scams are becoming increasingly sophisticated and convincing but there are ways to avoid being caught out. It seems there is a new story everyday about people’s personal and credit card data being stolen from this company or the other.

Getting all of your stolen money back may prove difficult, but recovery is about more than just regaining your losses. These frauds target recent victims and claim to be able to get the stolen money back if the victims first pay an upfront fee, “donation,” retainer, or back taxes. These fee frauds have increased significantly online in recent months. December 2018 – Scams have been reported with callers claiming that social security numbers have been compromised. Be on guard for scams that claim your social security number is linked to back taxes or other debts. There are many ways investment scams may appear. There are various other ways to practice charity, thus one should hesitate to be at a bay from the people who don’t deserve the hard earned money. But the fake quotes, bad as they were, are just one of many ways the media have done a horrible job of covering election disputes in the state. You may need to close the account and open a new one. A security freeze restricts access to your credit file, making it harder for identity thieves to open accounts in your name. A security freeze will not be lifted unless you request it.

You can also request a free security freeze. You can submit violations of the Commodity Exchange Act or CFTC regulations by filing a whistleblower Form TCR or a Complaint Form. Form TCR – Individuals who submit a Form TCR receive privacy, confidentiality, and anti-retaliation protections under the Commodity Exchange Act and may be eligible for monetary awards. If you use our website, we may collect information about the browser you’re using. While the events are still fresh in your memory, develop a timeline and collect documents and information that could help when it comes time to report or investigate the fraud. Your first steps should focus on stopping further losses and gathering the information you have about the scheme and the perpetrators while it is still fresh. “Even for those who are familiar with potential scams on the Internet, it is still extremely easy to become a target of such scams. Once the target realizes they have been scammed, the scammer goes silent and the website of the phony brokerage stops working. Often the scammer is in constant online communication with the victim and provides step-by-step instructions until the payment is completed. Records of other forms of payment including cancelled checks or receipts for wire transfers, money orders, or prepaid cards. This da ta w as c re​ated  by G SA C᠎on tent Gener᠎ator DEMO​!

Furthermore, things can get extra tricky if you have used an online payment service or payment app. You SHOULD verify the legitimacy of potential service providers before supplying personal financial information or entering into a business transaction. Save these electronically, or print them out with the full header information. Once the victim was either unwilling or unable to continue “investing,” the victim’s perceived success suddenly stops, often times with the explanation that their investment suffered a huge loss that wiped out all the funds. Watch out for overpayment scams. Secret Service in combatting online scams designed to take advantage of trusting, innocent individuals,” Berlin added. The vast majority of tax professionals provide honest, high-quality service. Following the successful conclusion of the operation, Berlin’s and Mayer’s offices once again joined forces to produce a public service announcement to help the public steer clear of such scams. The sooner you take action, the better you can protect yourself and help others. You can also conduct these steps on your own at little or no cost. 1. If you receive an email from the Job Center of Wisconsin (JCW), stating there is an employment opportunity and you need to set up a Google Hangouts account to conduct an interview or you will lose benefits, do not respond. The charismatic kid from Arkansas will be remembered most for his extra-marital affair with a White House intern.

But it’s a scam. It’s not true. Instead, you’re likely to end up paying their fee, plus extra balance transfer and other fees they didn’t tell you about. If you find them useful, using my affiliate links to book something will give me a small commission, at no extra cost to you. Look for the “HTTPS” in the URL (the extra s is for “secure”) and a small lock icon on the address bar. In the above example, you’ll notice that there is no lock symbol next to the URL. Other methods include: Never click on a link in an email, open the browser and type the URL in manually. This type of fraud includes schemes that charge you for help getting new insurance, Medicare fraud and fake medical discount programs. If your personal information is compromised, it may be used in other fraud schemes. They’ll check your credit report, confirm the information in your application, and decide if they think you’ll repay the loan before giving you a firm offer of credit. Check your phone provider’s website or call customer service to find out what call-blocking or call-labeling services it offers or recommends. While there are no guarantees, you might be able to lower your interest rate by calling the customer service number on the back of your credit card and asking the company for a lower rate.

Scammers set up fake websites and “hijack” your company name and address. Scammers may also use other ways to reach you, such as email, text messages, or chat. If this happens to you, hang up. However, if you pay someone to help you, you need to make sure you’re not going to be ripped off and the company is reputable. It’s usually for more than they owe you, and it’s sometimes for several thousand dollars. Scammers will say it’s urgent. Scammers say they’re from tech support. There’s also something called “neighbor spoofing,” where scammers call you using a caller ID number with your area code. Here’s how to filter and block messages on an iPhone and how to block a phone number on an Android phone. If you get your phone service through a cable company, or use a phone/internet/cable bundle, you probably have VoIP service. But they do have a list of service provider companies with possible mystery shopping jobs. Distributed DoS Attacks My First Denial of Service Lesson Request Flooding Identifying Reaction Strategies Database DoS Targeting Search Facilities Unusual DoS Vectors Banner Advertising DoS Chargeback DoS The Great Firewall of China Email Blacklisting Dealing With Denial Of Service Attacks Detection Mitigation Summary Chapter 13 – Rate of Movement Rates Timing Differences CAPTCHAs Click Fraud Warhol or Flash Worm Samy Worm Inverse Waterfall Pornography Duration Repetition Scrapers Spiderweb Summary Chapter 14 – Ports, Services, APIs, Protocols and 3rd Parties Ports, Services, APIs, Protocols, 3rd Parties, oh my! To be sure, though, look up the charity in the IRS’s Tax Exempt Organization Search. They can’t deceive you or lie about: – The fundraiser’s connection to the charity.

They can’t use a robocall or prerecorded message to reach you unless you are a member of the charity or a prior donor – and even then they must offer you a way to opt out of future calls. A good way to deal with unwanted calls is to block them. Second, if an employee is using the same password for multiple company accounts, then the hacker has now gained access to a great deal of confidential company data. Never share your FSA ID (the username and password that you use to apply for the FAFSA) with anyone – including companies or consultants. Never pay anyone to fill out or process your FAFSA. Never pay to apply for a scholarship. Scammers will tell you how to pay. Once they get you on the line, phone scammers use false promises, aggressive sales pitches and phony threats to pry loose information they can use to steal your money or identity (or both). They may also pressure you by saying that failing to pay higher fees can cause you to lose the selected puppy. But first, they tell you to pay fees or other charges with a gift card. Skip the scams and reach out to your credit card company directly for help. Use them to report gift card scams to the gift card company and ask for your money back. To get your permission, the company has to be clear it’s asking to call you with robocalls. Don’t press a number, which could lead to more robocalls. Slow down. Don’t pay. Never pay up front. Th is  post was writt en  with G SA Content Generat or D emover᠎si᠎on.

Don’t pay with wire transfers or gift cards. Never wire money as part of a mystery shopping assignment. The Mystery Shopping Professionals Association (MSPA) is a trade association for the customer experience industry. Scammers have also tried to use spoofed phone numbers, which are displayed on your phone as a real Apple number, with Apple’s logo, official website, customer support number, and actual address. Scammers say they’re a friend or family member with an emergency. They may lie and say – in a phone call or a mailer – that you already pledged to make the donation, or that you donated to them last year. If you’re not sure what you have, check with your phone provider. If you answer the phone and hear a recorded message from someone trying to sell you something, it’s almost always an illegal robocall. 6. Choose your security method, either Authentication App or Text Message. One app released in 2013 called InstLike asked for usernames and passwords in return for follows and likes. In particular try to note any information such as usernames, account numbers, or passwords you may have shared, and where the attack happened such as in Teams, or Outlook. Also, try to stop delivery of the money order: if you sent it by U.S. The scammer may impersonate Venmo and try to get you to log into your account via a fake version of our multi-factor authentication process. Any money withdrawn from your account is your own money since the check is worthless. So: if you get an offer that includes depositing a check and then using some of the money for any reason, that’s a scam. No honest potential employer will ever send you a check to deposit and then tell you to send back part of the money or buy gift cards with it.

She cast the fraud as a nationwide problem. New federal unemployment programs with differing eligibility criteria exacerbated the problem and made them a particular target. DOES has seen a spike in newly reported fraud cases since the end of the summer, which she said probably corresponds with the expiration of enhanced federal unemployment benefits. Our CPAs will help to correctly assess the financial impact of each case and ensure you are getting your fair end of the bargain. Claudia Trapp, 48, received a letter from DOES in September confirming she was eligible for unemployment benefits that started in mid-month and would end next year. In the letter to Guru Nanda, which sells oils and is based in Buena Park, Calif., the agencies noted that the company said on its website: “Just what is this new Coronavirus, and how can you prevent and/or treat it? The warning letter to the Melbourne, Fla.-based Vital Silver, which sells essential oils and other products, cited a company Facebook post that read: “Wellness! Questnet has always been a company with its core values present and disparaging the company’s image in this form is indeed a real shock and saddening aspect in the world of business. Online scammers even have been able to leverage our wanderlust to con people out of more than $175 million in 2020 in the form of online travel scams. Research the breed to figure out the average market price.

During questioning by Senator Warren, Brooks of T. Rowe Price delivered an impassioned plea for Congress to show some backbone and at least start to move in the right direction. Since at least 2007, when then-Schools Chancellor Michelle Rhee launched the modern era of reform in D.C. Scott Wallace, a 36-year-old D.C. An Oct. 8 post on Nextdoor from a concerned D.C. The Post a lawyer in the D.C. Those suspicions – along with an achievement gap between students from rich and poor families that remains among the nation’s largest – are likely to remain a central concern for D.C. Many parents in the school system countered that they, too, would like to do what’s best for their children – but are unable to use their position as head of the school system to do so. In the days before he was forced to resign, Wilson argued that he had acted as a father seeking what was best for his daughter. Wilson himself wrote the rules to ban special transfers for the families of government officials – and then violated them three months later. FraudAware courses, which are customized for individual corporate, non-profit and government agency clients, reinforces organizations’ whistleblowing programs by enabling employees to detect illegal activity that can then be reported to supervisors or managers or by using the organization’s confidential hotline in accordance with established policy. Then years later, say more than a decade later, the IRS shows up and asserts that your tax returns were fraudulent.… The Bakker show did not immediately respond to requests for comment Monday but in an earlier statement said it believed in its product “because of the research and the advice from medical professionals that we respect.” Bakker, a longtime televangelist and salesman, has been in trouble with the law before: He served more than four years in prison on federal fraud charges in the 1990s but has since rebuilt some of the empire he created with then-wife Tammy Faye Bakker. ᠎Post has  been creat ed wi᠎th GSA C᠎onte​nt  G​enerat or Demover᠎sion !

Lisa Landau, chief of the New York prosecutor’s health-care bureau, last week accused the Bakker show of making misleading claims and ordered it to stop. N-Ergetics, which was accused of touting colloidal silver products for covid-19, said in an email that it “has addressed all issues” pointed out by the letter from the FDA and the FTC. Banks are particularly vulnerable to identity theft, as these criminals can take out loans and disappear with the money, leaving innocent victims to face the consequences. Most puppy sale frauds are done over the Internet because online animal sales are still unregulated. In the meantime, Internet privacy has become closely tied to other civil liberties and privacy issues, as well as issues about keeping the Internet “open” and free from government interference. The IRS website has information about how to report a dishonest return preparer, as well as information about how to report other types of tax fraud. Bring along transcripts and course study examples, as well as letters of recommendation or authenticity about the program and its accreditation. D.C.’s employment services agency has received an unprecedented number of reports of fraudulent unemployment claims over the course of the coronavirus pandemic, Department of Employment Services Director Unique Morris-Hughes said Friday – but some workers in the city who have experienced fraud say the agency’s response has been insufficient. Patriot Act and through subpoenas from the police and federal agencies, an ISP may have no choice but to supply personal information related to an IP address. Office of the State Superintendent of Education may have tried to slow down that investigation to avoid more negative publicity for the school system during an election year.

Crypto fraudsters often sell the details they have captured to other criminals. But if they do offer to sell it back, the terms of the deal often are so expensive that buying back your home becomes impossible. The agencies gave the companies 48 hours to describe the steps they are taking to correct the alleged violations. It was the first time the agencies took such action involving products being touted for the coronavirus. Oftentimes, Morris-Hughes said, false claims are filed using an email address that does not belong to the person who is being impersonated or misspells a person’s name, email or phone number by a single letter or digit. Even for seemingly innocuous information like your name, address, and phone number, you should fully vet the organization before sending. It’s a good idea to report the scam – even if you haven’t got your money back yet. Treatments and vaccines are in the early stages of development and haven’t been fully tested for safety and effectiveness. That’s why more and more insurance companies are now hiring the services of their in-house insurance fraud investigators just to help them with the increasing number of claims. While few would argue that DCPS was better off a decade ago, parents and politicians are now questioning whether they can trust official claims about school progress. But two weeks ago, Wallace and his wife each received unexpected letters from DOES stating they had been issued their first unemployment payments. Wilson’s wife worked directly with the deputy mayor for education and the DCPS secondary schools chief, Jane Spence, to select a new school for their daughter to attend. What does this mean for the mayor? ​Conte nt has ​been created by G​SA Content Gener ator  Demover sion .

“The precinct level estimates for Georgia and Pennsylvania indicate that vote fraud may account for Biden’s win in both states,” Lott concludes. Comments may take up to an hour to appear on the site. To avoid this, don’t let someone take your hand, and keep an eye out for people who might be trying this trick in the distance, so you can talk straight past and see straight through them. On the one hand, Shpilkin’s model has clear limitations: in reality, for example, the distribution of voter turnout doesn’t have to be “normal” – as the model suggests. According to Shpilkin’s model, 65 percent of voters who cast their ballots supported the amendments to the constitution (the official result was 77.92 percent), while actual voter turnout was around 45 percent (the official number was 67.97 percent). According to statisticians, their “tests” have revealed a number of red flags that support these claims: from a statistical point of view, the official results in many precincts can’t be attributed to fair voting processes. However, these disparities still can’t explain the official results of Russia’s elections over the past 16 years. The graph shows one dense spot in this area, representing the results from precincts in Kazan. If these results are especially common, they will stand out on a graph and look like the teeth of a saw – peaking at 65 percent, 70 percent, and 75 percent, for example, – or form a straight line tied to a particular number (for example, in Russia’s 2016 parliamentary elections, 140 polling stations in Saratove saw 62 percent of voters cast their ballot for the ruling party, United Russia). Finally, the distribution graph does in fact look like a saw, with large “teeth” corresponding to 65, 70, 75, 80, 85, and 90 percent turnout.

Th᠎is content was generated  by GSA Conte nt  Generator D​em over sion.

The appearance of two visible “clusters” in the distribution of polling stations in terms of voting results and turnout: one with relatively low turnout and a relatively low percentage of votes in favor of the leading candidate, and one with very high turnout and a high percentage of votes for the front runner. Two clusters and a disproportionate increase in supporting votes were also identified in precincts with high voter turnout, including in Moscow, where the results in the last few elections have typically looked relatively realistic. A 104-page legal complaint filed by attorney Sidney Powell on Thanksgiving eve contains a trove of revelations about Dominion showing that it is tied to both foreign and domestic enemies, including Obama’s left-wing community organizing program. It is now undeniable that far-left Trump hater Eric Coomer developed a backdoor authentication function within Dominion that allows for easy hacking. ACORN, in case you are unfamiliar, stands for the Association of Community Organizations for Reform Now. Now that you or anyone close to you is involved in a consumer fraud, you may be knowing a bit about what you need to do to keep yourself away from such mess. These sites may ask for personal information or install harmful material onto your device. While the National Central Bureaus are the primary access sites to the network, some member countries have expanded it to key areas such as airports and border access points. For example, such as the key evidence found in a friend of Jenner’s, Doctor John Barron who states in his biography that Jenner never found a cure for small pox. It has been further revealed that a website scanning software known as ACUTENIX found vulnerabilities within election company websites that were exploited by foreign aggressor nations such as Iran to obtain access to U.S.

Smartmatic serves as the backbone, while a company called Scytl controls the security function of the election system. As such, around 30 percent of Russia’s voters (32 million people) voted in favor of the amendments – not 52.95 percent of eligible voters or 57.7 million people, as the Central Election Commission claimed. Physicist Sergey Shpilkin has been Russia’s most well-known electoral statistics researcher since the end of the 2000s. According to his theory, there are a few ways to “test” for potential electoral fraud. Sergey Shpilkin and his colleagues have revealed that according to the three aforementioned “tests,” Russia’s nationwide vote has become the most falsified in the country’s recent history. The study, called “A Simple Test for the Extent of Vote Fraud with Absentee Ballots in the 2020 Presidential Election: Georgia and Pennsylvania Data” was published on Tuesday. The best estimate shows an unusual 7.81% drop in Trump’s percentage of the absentee ballots for Fulton County alone of 11,350 votes, or over 80% of Biden’s vote lead in Georgia. Abraham Lincoln led the country through its darkest hours, and for that reason he is regularly considered one of the best American presidents. Edison Research is also involved in the scam, which facilitates backdoor access to American elections by hostile players such as Iran and China. The perpetrator will tell players to visit their game, claiming that purchasing any item from their game will save the player 10% of their Robux. There are genuine charities providing support, so consumers should be vigilant and ask for ID from anyone claiming to represent a charity.

AI music company and a music promoter to create thousands of songs that Smith could then fraudulently stream.” Within months, the CEO of the AI company was allegedly providing Smith with “thousands of songs each week.” Eventually, Smith entered a “Master Services Agreement” with the AI company that supplied Smith with 1,000-10,000 songs per month, agreeing that Smith would have “full ownership of the intellectual property rights in the songs.” In turn, Smith would provide the AI company with metadata and the “greater of $2,000 or 15% of the streaming revenue” he generated from the AI songs. The company charges fees for sellers, international transactions, and sending money with a credit or debit card. Good advice on whether sending money, credit data, gift cards, or any valuables in response to such an appeal can often be had from the United States Postal Service, whose secretive Postal Inspectors typically have the responsibility to investigate mail fraud, wire fraud, and bank fraud. WASHINGTON – The Internal Revenue Service, state tax agencies and tax industry today warned tax professionals of a new scam email that impersonates the IRS and attempts to steal Electronic Filing Identification Numbers (EFINs). If so, you should be aware that phishing attempts may be targeting your Teams users. Of course, the previous red flags may be less obvious when the WhatsApp account of a person known to you has been hijacked. For those that are not aware, a wash trade is where a person buys and sells to their own order. Wash trading is an epidemic in the Bitcoin markets. This means that the model can consider biases, which theoretically could arise due to disparities in the distribution of voters across precincts, as falsifications. This means that there could have been more than 20 million falsified votes favoring the changes.

Investment scams, including those involving cryptocurrency, are now the riskiest scam type, according to the latest BBB Scam Tracker Risk Report. Okay. It was in March of 2014. ASU – get this now – Arizona State University played host to the Clinton Global Initiative in March 2014. They played host and still had to pay ’em. “Well, I agree with all that, but you’re gonna have to pay me to do it.” And they did. If the business promoter or coach asks you to pay even more money to help your business succeed, stop. Our buddies at Campus Reform have uncovered some truths about Arizona State University, which has almost doubled its tuition over the past 10 years amid claims they just need more money, they need more state money. If you have a picture of them, do a reverse image search to find out if the same picture is online in different places, with different names or personal details. Adjustable-rate reverse mortgages offer different payment options and allow for future draws. Do a reverse Google image search to make sure the photos aren’t from a stock site-like this image. After convincing victims, many of whom were elderly and vulnerable, that they stood to receive a significant financial reward, Woods and his co-conspirators fraudulently told victims that they needed to make up-front payments for a “refundable insurance fee” before collecting their supposed prize. The problem: She’s been employed throughout the pandemic and did not apply for unemployment insurance. It was horrific and horrible, and she’s of the mind she wants to give back.

RUSH: Back to the Petra Nemcova charity benefit at Cipriani. RUSH: No, no. No, no. My point is here’s a woman, a model who barely escaped the tsunami alive, she is very thankful and is seeking to raise money for people victimized by it, people whose lives were wiped out, everything they had was wiped out in the tsunami. So here’s this model, Petra Nemcova, who obviously, like everybody else in that business, thinks Bill Clinton is the greatest guy that ever lived, it’s the biggest deal to have him at your party. “To commemorate the 10th anniversary of the 2004 Indian Ocean tsunami, Petra Nemcova, a Czech model who survived the disaster by clinging to a palm tree, decided to pull out all the stops for the annual fund-raiser of her school-building charity, the Happy Hearts Fund.” Look, you can’t blame her. Now, the other thing I mentioned in the first hour, and in no less than the New York Times: “To commemorate the tenth anniversary of the 2004 Indian Ocean tsunami -” what an anniversary to commemorate. Department of Defense, the military and the unit at Barksdale Air Force Base would likely be among the so-called “first responders.” The US-CERT, the United States Computer Emergency Readiness team, would also play a major role. “I searched the database of the Delaware Department of StateÂ’s Division of Corporations. “The original Associated Press story said that WJC, LLC,” William Jefferson Clinton “the ‘shell company’ in question, was formed in Delaware in 2008. ItÂ’s more interesting when you find out the specific date.” So PJ Media researched this. We understand the shock and concern associated with receiving a letter from HMRC, telling you that your affairs are under investigation – we are here to help you. ᠎Th᠎is post was done ​by GS​A Co nt ent ​Ge nerato​r DE᠎MO.

And to get him there, you offer him a lifetime achievement award for all the great work he’s done to help all the people around the world who are suffering from tsunamis or poverty or hurricanes or earthquakes or whatever. A local lawyer who lacks relevant experience may not be able to represent you effectively. With our main offices in the heart of Wall Street, we have decades of experience representing investors across the country in FINRA arbitration and securities fraud litigation. Not only do we have a nationwide securities fraud practice, but we also focus our practice in this area exclusively. This focus has allowed us to achieve numerous significant victories for our clients. If an interview requires you to dress up more than you would at your current job, consider changing clothes somewhere else before going to your interview. Sharyn Alfonsi: What do you think was going on? To me that’s always stuff that you’ve done as a volunteer, the goodness of your heart. And then they go on and talk, and that’s all that happened, just a bunch of talk. He started a consulting business, in addition to everything else, the Crime Family Foundation, the Clinton Library and Massage Parlor, the charitable foundation, all these things, he then added a consultancy business to it, and the payments were funneled through the shell corporation. So they call the Clinton Crime Family Foundation, “Hey, you’ve got this Clinton Global Initiative thing, right? According to the Arizona Republic, the public university paid 500 large to the Clinton Foundation to host the former president, former secretary of state and their daughter, Bill, Hillary, and Chelsea, during a Clinton Global Initiative University event in 2014. So they’ve got the Bill, Hillary and Clinton Foundation, and as subsidiary is the Clinton Global Initiative.

Obama names her secretary of state on December 1st, 2008. Two days later, Clinton forms his shell corporation, his pass-through corporation to accept payments for his new consultancy group. And here Clinton sets up this shell corporation to facilitate these people that want to donate all of this money to his consultancy group or hire him to consult for them. But they somehow had the money to give half a million dollars to the Clinton Foundation. And he charged her a half a million dollars at her tenth anniversary fundraiser for tsunami relief. So they paid the Clinton Global Initiative half a million dollars to show up and raised 60. The Clintons come to town, leave town half a million dollars richer, and Arizona State is ecstatic because they raised $60,000 in – I don’t know whatever, tickets or this. They don’t have any money, state funded, and they’re running low on money. For example, say you have a balance of $6,194. In recent times, we have seen that sextortion scam is still active, and scammers are demanding USD 1550 through the Bitcoin wallet by threatening the same activities mentioned above. Have you seen job openings posted on Craigslist and other classified ad sites? Information technology or computer support departments should certainly have a place on this committee. Some terrorist groups have expressed a desire to launch Internet-based attacks, but the main concerns actually revolve around criminal gangs that extort companies for money and angry hackers trying to make a statement (as with Estonia). Unfortunately, there are plenty of unreliable companies out there looking to make a quick buck by exploiting those dreams. In addition, white collar criminals are expanding the scope of their fraud and are looking outside the United States for new markets, new investors, and banking secrecy havens to hide unjust enrichment.

Another one playing on the fear of recent world events is the bomb threat scam. There are two main types of this sports scam — both exploiting scarcity of tickets, particularly for leading clubs and special events:- Non-existent tickets. Two things are certain when it comes to going paperless: Banks save money and customers save time. Over the last two centuries, limits on free speech have remained relatively few, but the definition of “speech” has widened considerably. The couple, thinking their insurance should have paid for the entire procedure, asked for an itemized bill. The interest rates will be much cheaper than putting the bill on a credit card. Gone are the days when fraudsters relied solely on physical card skimming or counterfeit checks. Look for the company’s contact information on the card itself or research online to find out how to reach the card issuer. And unfortunately, there are unscrupulous health care providers out to defraud you and the insurance company. Also named “Daytona,” the Packard Panther was meant to show the automotive world where cars were headed and what the Packard company planned to feature in their upcoming 1955 models. Charles Schenck had been arrested for distributing material discouraging compliance with the World War I draft, a violation of the 1917 Espionage Act. A mother whose child saw the adult-themed catalog called the police, and Miller was arrested for violating a California statute prohibiting distribution of “obscene” material. Brandenburg was arrested for advocating violence. It’s the difficulty in limiting content based on incitement of violence (fighting words), that now tends to draw the greatest scrutiny. Whether the U.S. definition of “inciting violence” will have to expand to accommodate the nature of digital communication remains to be seen. This con tent was wri​tt​en wi th the help of GSA Conten᠎t Genera᠎to r ​DEMO.

Other fraud schemes have originated in Cote d’Ivoire and Sierra Leone. Investment fraud is a white-collar crime, and it’s when someone purposely misleads or deceives an investor in order to gain financial gain. A central element of advance-fee fraud is that the transaction from the victim to the scammer must be untraceable and irreversible. You’ve already paid a scammer. To be safe, only give money to reputable charities you’ve heard of and that are proven trustworthy. Buying generic drugs instead of brand names can save patients a lot of money. These names are immortal in American history. Ashcroft v. the American Civil Liberties Union addressed the Child Online Protection Act, which required pornography publishers to restrict underage access. Nearly a quarter of American adults say they’re religiously unaffiliated and those numbers go up among millennials, who are smack in the middle of marrying age. An Arabic-dubbed version was released a month later, and in a matter of days, protests erupted throughout the Middle East and Africa. Pay your bill each month in a timely manner and stick to the payment plan. That’s why it’s in their best interest to agree on a payment plan with you. Those who work in the space, including the FTC and Better Business Bureau, say the speed and convenience of the internet, the rise of online payment platforms and apps, and the spread of financial misinformation have all contributed to the increase. Many others have contributed significantly to our understanding of the limits of First Amendment protections. Visual displays, symbolic acts, choice of attire, distribution of religious pamphlets, contributions to political campaigns, and the posting of pornography on the Internet are all eligible for First Amendment protection. The court may then establish a specific limitation if it finds the speech in question doesn’t qualify for protection and/or it broke a law the court finds constitutional.

Make sure you understand the terms on that page so you’re safeguarded by buyer protection if a seller doesn’t hold up their end of a deal. For now, though, America won’t hold Nakoula liable for the results of his cinematic expression. That the “expression” of an illegal act may itself be legal underscores the complexities faced by the court in determining the limits of free speech. Yes, there are tremendous benefits to 401(k) plans and managed mutual funds, but none of us should act on blind faith that stock markets always grow, home prices always increase, or natural disasters never happen around here. The nation isn’t even 250 years old, and there have only been 44 presidents over the course of 45 presidencies. Some served in office for just months or even weeks and have largely been forgotten. To find out how efficient a charity is, you can start by checking out the organization with the local charity registration office (usually a division of the state attorney general’s office) and with your local Better Business Bureau. The office manager can point you to the right person. Don’t click on links in an unexpected email – type the URL for the company into the browser or do a web search to find the right website. You should apply her wisdom when it comes to dealing with your insurance company and doctor. And if the company doesn’t reveal its name in a job posting? Others did such a bad job they wish they were forgotten. However, there are legitimate lenders who offer bad credit loans. Right to limit use and disclosure of sensitive personal information – We only process sensitive personal information for purposes considered necessary under applicable law, and therefore do not offer this option. Sometimes, scammers will use false information about your family’s income, assets, and benefits to qualify you for more financial aid than you would get if they told the truth.

Sometimes, scammers are closer to us than we think. But there are legitimate avenues to pursue. There might be a misplaced decimal point, or an extra zero, which can add hundreds and even thousands of dollars to your bill. Whether you’re negotiating with a used car dealer, carpenter or a cardiologist, nothing says lower my bill better than “I’d like to pay now with cash.” Most doctors pay thousands of dollars each year to strong-arm patients into paying their bills. It could be worth a few dollars in your pocket. Of note, U.S. v. O’Brien, which found draft-card burning to be unprotected, and Texas v. Johnson, which found flag burning to be protected, are worth checking out for a deeper understanding of distinctions considered by the courts in determining which public or national interests trump individual ones. It’s understandable: The constitutional framers had just won independence from British rule, which systematically restricted the flow of information, silenced minority viewpoints and jailed colonists for public expressions of dissent. Anne P. Mitchell is an Internet law and policy attorney, an Internet security expert, and heads the Institute for Social Internet Public Policy (ISIPP). Unexpected requests for money in return for delivery of a package or other item, personal and/or financial information, such as your Social Security number, bank account number, or other identification. Scammers often use basic information they have gathered about you to trick you into giving more financial and personal information. But other fraudsters use trickier fakes, likes Arnazon for Amazon. Even if Trading Standards don’t contact you, they might still use your evidence to take action in the future.

In this paper, we address this question by studying how consumers respond to potentially fraudulent reviews and how review portals can leverage this knowledge to design better fraud management policies. Instead of vague messages being sent, criminals design them to target anything from a specific organization, to a department within that organization, or even an individual in order to ensure the greatest chance that the email is read and the scam is a success. If you’ve received any direct messages or emails you find suspicious, proceed with caution. We advise everyone to remain vigilant in safeguarding their personal and their business information, and to be particularly discerning of emails or other solicitations related to economic relief programs. If something about the business transaction doesn’t feel right, it probably isn’t. What’s the point of this transaction? Aggressive and threatening phone calls by criminals impersonating IRS agents remain a major threat to taxpayers, but variations of the IRS impersonation scam continue year-round and they tend to peak when scammers find prime opportunities to strike. In a blistering editorial earlier this week, former editor of the medical journal The BMJ Richard Smith asks if it’s “time to assume that health research is fraudulent until proven otherwise.” Smith calls attention to a systematic review of randomized controlled trials recently submitted to the journal Anaesthesia by British anesthetist John Carlisle. Once cleared, the Minister of Finance and Economic Planning, John Rwangombw, released a letter that clarified the findings. In his famous 2005 article, “Why Most Published Research Findings Are False,” Stanford University biostatistician John Ioannidis cited conflicts of interest as one factor driving the generation of false positives but also did not suggest that actual research fraud was a big problem. During the deliberations over the Second Vatican Council, under the stewardship of Pope John XXIII, MT was to the fore in opposing all suggestions of reform. Content was generated with G​SA C onte nt  G​en er᠎ator Demoversion᠎.

Be especially cautious if the purchaser is long-distance or if you are dealing with them over the Internet. Be very cautious if you decide to wire money or hand over merchandise before the check you accepted is confirmed as paid (cleared) by your bank. According to some, it is believed that over ten to fifteen percent of the charges in healthcare and medicine are based upon erroneous documentation, whether intentional or unintentional. As I earlier reported, a 2015 editorial in The Lancet observed that “much of the scientific literature, perhaps half, may simply be untrue.” A 2015 British Academy of Medical Sciences report suggested that the false discovery rate in some areas of biomedicine could be as high as 69 percent. But the fraud gets much worse. In that speech Mother Teresa did call abortion “the greatest destroyer of peace.” But she did not much discuss contraception, except to praise “natural” family planning. Correction, Oct. 21, 2003: This piece originally claimed that in her Nobel Peace Prize lecture, Mother Teresa called abortion and contraception the greatest threats to world peace. Everyone on the task forces works together to bring his or her special expertise to fight such crimes as bank fraud, viruses and worms, internet threats and identity theft. In fact, this task can frequently be completed within seconds, using identity verification software. This malicious software can infect your device and grab enough personal info to take over your shopping, financial, and social media accounts, or even steal your identity. Cryptocurrency scam victims have sent over $2 million to Elon Musk impersonators. Charles Ponzi took investors for $10 million by promising 40 percent returns from arbitrage profits on International Postal Reply Coupons.

In an email exchange with me, Ioannidis estimated that the nonreplication rates in biomedical observational and preclinical studies could be as high as 90 percent. Have you spotted a suspicious email? During a webinar on research fraud, Smith reported that she insisted “that it is not a problem of bad apples but bad barrels if not of rotten forests or orchards.” Redman argues, according to Smith, “that research misconduct is a systems problem-the system provides incentives to publish fraudulent research and does not have adequate regulatory processes.” The research publication system is built on trust and peer review is not designed to detect fraud. However, beyond algorithms for initial fraud detection, little is known about what review portals should do with fraudulent reviews after detecting them. Before you take this step, however, make sure that once the intro rate expires your new card will offer the same (or lower) interest rate as your current card. However, the availability of funds in the seller’s account does not guarantee that the funds from the cashier’s check were actually paid to the seller’s bank by the bank that issued the cashier’s check. The Expedited Funds Availability Act requires banks to follow a timeline for the availability of deposits. Congress passing the Employment Act of 1946, which put the responsibility of economic stability squarely in the hands of the federal government. The Appellation Controlée, often abbreviated AOC or AC, started as a government program in 1935 in response to the fraud spurred by the vine blights in the late 19th century. The response was in the negative, according to Father Brian Kolodiejchuk, the Canadian priest who has acted as postulator or advocate for the “canonization.” But the damage, to such integrity as the process possesses, has already been done.

A rtic​le has be en c reated with G SA Con te​nt Generat​or  Demoversi on!

But perhaps no mobile security device is as powerful as an educated consumer who keeps his or her personal information protected and avoids downloading suspicious applications or clicking on booby-trapped links. If the information looks vastly different, or there is no information available, you are likely on a phishing site and should close the tab immediately. DON’T put any other information besides your name and address on your checks, and keep a close watch on your checkbook both when you’re writing checks and when it is lying around. If so, you should be aware of a type of scam involving fraudulent cashier’s checks, money orders and other official-looking bank checks. By September, Twitter stated they had put new protocols in place to prevent similar social engineering attacks, including heightening background checks for employees that would have access to the key user data, implementing day-to-day phishing-resistant security keys, and having all employees involved in customer support participate in training to be aware of future social engineering scams. Curiosity Project: Are countries currently implementing carbon taxes? Be suspicious if the cashier’s check is made out for an amount higher than the asking price and you are asked to transfer the excess amount to another bank account. The seller becomes trapped in the scam by depositing the cashier’s check into his or her own bank account and wiring the excess amount to the buyer. The buyer tells the consumer – aka, “seller” – that the payment will be made with a cashier’s check and, that for various reasons, it will be made out for an amount greater than the selling price of the item. A buyer wins your auction, pays up and you ship them.

This makes this form of fraud very credible and often difficult to spot. The IRS encourages all filers to use the simplest form that they can to speed up processing refund checks. This movement emphasizes farming and processing that work with nature and help minimize air, soil and water pollution. They promise you a lot of prize money, but tell you that you must first pay taxes and other processing fees. 1. Pay attention to warnings given by your bank – these might be instructions or messages when you set up, change or make payments. Always check the label for cleaning instructions on each garment. If you’re looking for a clothing care process that makes less of an ecological impact, try green cleaning which is CO2-based, or opt for steam cleaning your clothing. Organic clothing is made of all-natural, non-synthetic materials and is a part of the organic agriculture movement. Any product labeled organic, whether it’s a T-shirt or an apple, has to meet national standards set up by the United S­tates Department of Agriculture (USDA). Sustainable clothing uses fabrics made from renewable materials like bamboo, soy and Tencel, a wood pulp product. High-end clothing comes with steep prices, regardless of whether it’s organic or not. This  da​ta was ᠎done with GSA Content Generator DEMO.

Organic agricultural methods help minimize our exposure to toxins like pesticides and insecticides. In a class action suit from 1997, hundreds of non-smoking flight attendants sued the tobacco industry for decades of inflight exposure to secondhand smoke. In 1956, it was broadcast on television for the first time, starting what would become an annual tradition for many: The yearly TV screening of “The Wizard of Oz.” In fact, for a couple of decades, the annual broadcast was the only place that fans of Dorothy Gale and the Emerald City could, well, travel the Yellow Brick Road and see their faves in action. If you’re a true-blue Ozophile (that’s someone particularly fond of “The Wizard of Oz”), though, you know that the small screen is to thanks for the popularity of what has become a beloved classic. The money never came from the buyer in the first place – instead, it came from a hacked account, probably thanks to a PayPal phishing email hack. Today, thanks to HIPAA, group health insurance plans must follow rules regarding what’s considered a pre-existing condition and how long they can exclude coverage for these conditions. Federal Deposit Insurance Corporation (FDIC). If you think someone is trying to pull a fake check scam, don’t deposit it-report it. For investors with a big chunk of money to invest (think $250,000 or more), private equity investments provide an opportunity to invest directly in a start-up company or a rapidly growing business.

As with private equity arrangements, these investments usually pay off only in the long term, but they minimize the risks of loss somewhat by investing in multiple companies instead of just one. Venture capital pools may be small groups of private investors, or they may be operated as managed funds called venture capital funds or private equity funds. In 2003, American Apparel rolled out a line of cotton clothing called Sustainable Edition. But high-yield bonds, also called junk bonds, can be quite the opposite. You can define customized workflows such as multi-step approval process, mandating pre-approval review process, validating payee bank and much more with AP software. Wet cleaning, a water-based process, is PERC-free but is not safe for all fabrics. Cotton fabric usually requires more frequent cleaning than other fabrics. While many fabrics can be tossed into a washing machine, some fabrics require dry cleaning or hand washing. Once a business sends an e-mail, special e-mail marketing software programs can record important statistics. One increasingly common technique scam artists use is to falsify or “spoof” their caller ID information with local phone numbers or information to make it look like the calls are from a nearby person or business. However, some critics warn that large retailers’ low prices are possible because industrial organic farms are not as stringent in their practices as small, local operations.

However, organic and sustainable clothing are not problem-free. As organic and sustainable clothing become more affordable, it’s easier for anyone to buy organic products. In the next section, we’ll learn about the health risks associated with pesticides and insecticides and look at the downsides of organic clothing. Consumers are catching on to the organic clothing trend. Organic Erosion: Will the term organic still mean anything when it’s adopted whole hog by behemoths such as Wal-Mart? All will be clear as soon as you show up to meet at the coffee shop and you’ll be exposed as a liar and likely reported and banned from the site. If the site that you visit has poor grammar or a misspelling/misuse of the company name, be cautious and look for other clues to confirm your suspicions. Does the color look a little off? It’s crude, it’s blunt and it takes a little bit of effort, but walking up to a guidance counselor or coach and saying, “Hey, do you know anybody who’ll give me some money for college?” works much better than waiting by the window with fingers crossed, hoping that billionaire bagpipe lover comes knocking on the door. It’s a little more overt in the 1995 movie “Seven” starring Brad Pitt, Morgan Freeman and Gwyneth Paltrow. The more sought-after the tickets, the more profit there is to be made. There are about 12.8 million acres of conventional cotton grown in the United States with about four pounds of cotton produced per acre. Fifty-five million pounds of pesticides were sprayed on those 12.8 million acres, ranking cotton third behind corn and soybeans in pesticide dependence. The liquid waste is spun into yarns that are then blended with cotton. It was impressive to know the government goes through such extensive measures to ensure its Secret Service agents are honest.